Free, accurate calculators for property tax, mortgage repayments, and buy-to-let affordability — built specifically for Scotland, with plain-English explanations alongside every result.
Rates verified June 2026Work out Land and Buildings Transaction Tax and the Additional Dwelling Supplement for any Scottish property purchase.
See your monthly repayment, total interest, and how your balance reduces over your mortgage term.
Check the maximum loan a lender will offer based on your expected rental income.
Most online property calculators are built for England and use Stamp Duty rates that don't apply north of the border. Every calculator on this site uses Scotland-specific rules — Land and Buildings Transaction Tax (LBTT) rather than Stamp Duty, and the Additional Dwelling Supplement (ADS) rather than the English equivalent. Each calculator shows the full working behind the result, in plain English, so you can see exactly how the figure was reached.